Loan Rates

 

Product

APR*

LTV%

New Auto 1 - 72 Months as low as**

5.00%

100% MSRP

Used Auto 1 - 72 Months: 2010 - 2008 as low as**

5.00%

100% NADA

Used Auto 1 - 60 Months: 2007 & older as low as**

6.25%

80% NADA

New Recreation Vehicle 1 - 60 Months 2010 as low as**

5.50%

100% MSRP

Used Rec & New Rec Vehicle 1 - 60 Months: 2009 - 2008 

as low as**

5.75%

100% NADA

Used Rec Vehicle 1 - 48 Months: 2007 & older as low as**

6.50%

80% NADA

R.V.  ( Boats, Campers & Motor Homes) 2010 - 2006 1 - 120 Months ( 5 year Rate Review) as low as**

5.50%

90%

R.V.  ( Boats, Campers & Motor Homes) 2005 - 2001 1 - 96 Months ( 4year Rate Review) as low as**

5.75%

80%

R.V.  ( Boats, Campers & Motor Homes) 2000 & older 1 - 60 Months as low as**

6.75%

70%

New Consumer Goods  as low as**

6.25%

100%

Used Consumer Goods as low as**

6.75%

80%

Unsecured Loans Level 1 1 - 24 Months as low as**

11.75%

n/a

Unsecured Loans Level 2 1 - 24 Months as low as**

14.75%

n/a

Share Draft Loan 11 Months as low as**

14.75%

n/a

Savings - Secured as low as**

Savings Rate  +2.75%

100%

Certificate of Deposit - Secured as low as**

CD Rate + 1.75%

100%

In House 3 year Balloon Mortgage 12 - 240 Month Amortization

ASK LO

80%

Mobile Home (3 year Balloon) 12 - 180 Month Amortization     as low as** 6.75%

75%

Mobile Home & Land (3 year Balloon) 12 - 180 Month Amortization 

ASK LO

80%

Bare Land (3 year Balloon) 12 - 120 Month Amortization as low as**               

6.75%

75%

Secondary Market Real Estate Loan 180 - 360 Month Amortization 

ASK LO

97%

 

 

 

 

 

 

 

*APR: Annual Percentage Rate. The above rates are effective as of February 18, 2010.  Members must meet income and credit criteria. N/A means the area in question is not available. * Secondary Market Rate changes daily please contact loan officer for current interest rate. ** All Loan rates will be increased by 0.25% if loan payment is not auto debit