Loan Rates

 

Product

APR*

LTV%

New Auto & New Motorcycle 1 - 72 Months as low as**

2.75%

100% MSRP

Used Auto  & Used Motorcycle 1 - 72 Months: 2017 - 2016 as low as**

3.00%

100% NADA

Used Auto & Used Motorcycle 1 - 60 Months: 2015 - 2012 as low as**

3.50%

100% NADA

Used Auto & Used Motorcycle 1 - 48 Months: 2011-2010 as low as** 3.75% 90% NADA
Used Auto & Used Motorcycle 1 - 48 Months: 2009 & older as low as** 5.00% 90% NADA

New Recreation Vehicle 1 - 60 Months 2017 as low as**

3.24%

100% MSRP

Used Rec & New Rec Vehicle 1 - 60 Months: 2017 - 2015 

as low as**

3.24%

100% NADA

Used Rec Vehicle 1 - 48 Months: 2014-2010 as low as **

3.75%

90% NADA

Used Rec Vehicle 1 - 48 Months: 2009 & older as low as**

4.75%

90% NADA

R.V.  ( Boats, Campers & Motor Homes) New 1 - 144 Months ( 6 year Rate Review) as low as** 2.75%    100% MSRP

R.V.  ( Boats, Campers & Motor Homes) 2017 - 2013 1 - 144 Months ( 6 year Rate Review) as low as**

3.25%

90%

R.V.  ( Boats, Campers & Motor Homes) 2012 - 2008 1 - 120 Months ( 5 year Rate Review) as low as**

3.75%

80%

R.V.  ( Boats, Campers & Motor Homes) 2007 & older 1 - 72 Months as low as**

5.00%

70%

New Consumer Goods  as low as**

4.00%

100%

Used Consumer Goods as low as**

4.75%

90%

Unsecured Loans Level 1 1 - 24 Months as low as**

11.75%

n/a

 

 

 

Share Draft Loan 11 Months as low as**

14.75%

n/a

Savings - Secured as low as**

Savings Rate  +2.75%

100%

Certificate of Deposit - Secured as low as**

CD Rate + 1.75%

100%

In House 3 year Balloon Mortgage 12 - 240 Month Amortization

ASK LO

80%

Mobile Home (3 year Balloon) 12 - 180 Month Amortization     as low as** 7.00%

75%

Mobile Home & Land (3 year Balloon) 12 - 180 Month Amortization 

ASK LO

80%

Bare Land (3 year Balloon) 12 - 120 Month Amortization as low as**               

7.00%

75%

Secondary Market Real Estate Loan 180 - 360 Month Amortization 

ASK LO

97%

 

 

 

 

 

 

 

*APR: Annual Percentage Rate. The above rates are effective as of April 27, 2017.  Members must meet income and credit criteria. N/A means the area in question is not available. * Secondary Market Rate changes daily please contact loan officer for current interest rate. ** All Loan rates will be increased by 0.25% if loan payment is not auto debit