Savings Rates

Product Name Interest Rate APY* Minimum Open Balance Minimum Balance for APY*
Membership Share 0.25% 0.25% $25.00 $25.00
Share Savings 0.35% 0.35% $1.00 $1.00
Business Share Savings 0.35% 0.35% $25.00 $25.00
Christmas Clubs 0.35% 0.35% $1.00 $1.00
Regular Checking 0.10% 0.10% $1.00 $500.00

*Annual Percentage Yield. The above savings rates are effective as of December 1, 2011.The interest rate and corresponding annual percentage yield may vary after the account is opened.