Savings Rates

Product Name Interest Rate APY* Minimum Open Balance Minimum Balance for APY*
Membership Share 0.50% 0.50% $25.00 $25.00
Share Savings 1.00% 1.00% $1.00 $1.00
Business Share Savings 1.00% 1.00% $25.00 $25.00
Christmas Clubs 1.00% 1.00% $1.00 $1.00
Regular Checking 0.25% 0.25% $1.00 $500.00

*Annual Percentage Yield. The above savings rates are effective as of April 1, 2009.The interest rate and corresponding annual percentage yield may vary after the account is opened.