Term Share Rates

Product Name Interest
Rate
APY* Minimum Open Balance Minimum Balance for APY*
6 Month

.90%

.90%

$500.00

$500.00

12 Month

1.00%

1.00%

$1,000.00

$1,000.00

24 Month 1.10% 1.10% $1,000.00 $1,000.00
24 Month

1.30%

1.31%

$20,000.00

$20,000.00

*APY: Annual Percentage Yield.  The above Term Share rates are effective as of September 1, 2011. A penalty may be imposed for early withdrawal.