Term Share Rates

Product Name Interest
Rate
APY* Minimum Open Balance Minimum Balance for APY*
6 Month

0.30%

0.30%

$500.00

$500.00

12 Month

0.50%

0.50%

$1,000.00

$1,000.00

24 Month 0.65% 0.65% $1,000.00 $1,000.00
24 Month

0.85%

0.85%

$20,000.00

$20,000.00

*APY: Annual Percentage Yield.  The above Term Share rates are effective as of January 1, 2016. A penalty may be imposed for early withdrawal.