IMPORTANT NOTICE!!!  Floodwood Area Credit Union will NEVER contact it's members via e-mail asking for account or personal information.  If you receive an e-mail requesting personal information, please contact us.

Welcome to Floodwood Area Credit Union Webpage.

Floodwood Area Credit Union is here to provide you with  the credit union difference. When you join our credit union, you become a member-owner of a not-for-profit financial institution whose primary mission is serving you, the member.

Floodwood Area Credit Union began serving its members in 1937. Your deposits are federally insured to $100,000 by the National Credit Union Share Insurance Fund which is administrated by the National Credit Union Administration (NCUA).

We hope you enjoy browsing our website and learning about the credit union products and services we offer. We have included a list of loan and share products as well as the current rates and terms. We have included applications, calculators, and links for your convenience.

QUALIFICATIONS FOR MEMBERSHIP

Membership is this credit union shall consist of persons who live in, worship, attend school in, or work in the following townships, and cities or towns incorporated therein: Floodwood; Alborn; Arrowhead; Halden; Fine Lakes; Prairie Lake; Unorganized 52-21; Unorganized 52-22; Ball Bluff; Feeley; Saginaw; Wawina; Goodland; Cedar Valley; Van Buren; Ness; Meadowlands; Payne; Elmer; Toivola; Kelsey; Culver; and Stoney Brook. Businesses and other legal entities within the respective townships listed may also qualify for membership; and who subscribe to at least one share as designated by the Board of Directors (hereinafter "Board"), and who pay the initial installment thereon and the entrance fee, if any. In addition to regularly qualified members, the spouse of a member, the blood or adopted relatives of either of them and their spouses, and members of the same household may be members. Employees of the Floodwood Area Credit Union may also be members.

Initial Installment to be member is $5.00

Floodwood Area Credit Union

Mission Statement

The purpose and strategic objective of the Floodwood Area Credit Union is to serve its members by providing competitive financial products and services in keeping with recognized good business practices.

Our Mission Statement Embraces the Following:

The mission of this credit union is to earn desired income while delivering high-quality member products and services that meet the financial needs of our members.  Our mission has three components.

Member service:  Our Credit union's most important component is its members.  Our products are designed, our hours are set, and our employees are hired to meet the needs of members

Employees: The next most important component of the credit union is its employees.  Without motivated, dedicated, and responsible employees, it would be impossible for the credit union to render high-quality member service.  This credit union is and will be a responsible employer dedicated to the well being of its employees.

Value:  The credit union is in business to provide value for our members.  This means that we must operate our organization as efficiently as we can.  Efficient operations and quality products and services are the two major cornerstones upon which we will provide value to meet the expectations of our members.

Now get Floodwood Area Credit Union financing at any CUDL participating dealers!!

You can get Floodwood Area Credit Union financing at any dealer that participates in the Credit Union Direct Lending Program (CUDL) program. Choose from numerous dealers across the country and locally. Ask your dealer and find out if they participate in the CUDL program, look for the CUDL Logo displayed within the dealership, or visit the CUDL site to locate the nearest participating dealer. Click on the CUDL banner on the left side to start your search. To find the local CUDL dealers click on the scrolling message below the CUDL link

You Can Fight Identity Theft

There’s a new type of Internet piracy called “phishing.” It’s pronounced “fishing,” and that’s exactly what these thieves are doing: “fishing for your information. What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards. 

To learn more about phishing go to www.ncua.gov/

Then scroll down and click on site map, then scroll down to and click on brochures, Then scroll down and click on You Can Fight Identity Theft brochure.Then pick the format you want to read from.

 

What is GREAT?

GREAT is the Minnesota credit unions' Grass Roots Education & Action Team, and it is the best way to preserve, protect and strengthen Minnesota's non-profit credit unions. Working together we can help ensure that Minnesota's credit unions remain viable by continuing to offer low fees and personal service. But in order to be successful, we need YOU!

You can join GREAT on two different levels, and getting involved is easy!

Become a GREAT Volunteer…

Read more at www.greatcreditunions.org.

VERIFIED BY VISA.